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Investing
Practical, current guides on investing — written by working professionals, reviewed every quarter, and free of affiliate bias.
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Portfolio12 min read
The Three-Fund Portfolio: Boring, Brilliant, and Beating 90% of Pros
Total US, total international, total bond. The three-line portfolio that outperforms most managed funds — and exactly how to build it across any brokerage.
Daniel Cho
Strategy10 min read
Dollar-Cost Averaging vs Lump Sum: What the Data Actually Says
A 70-year backtest, every rolling 10-year window. The result surprises almost everyone — and reframes what 'cautious investing' really means.
Daniel Cho
Funds9 min read
Target-Date Funds: The Honest Pros, Cons, and Hidden Fee Traps
They're the default in most 401(k) plans for a reason — but the wrong target-date fund quietly costs the average investor $94,000 over a career.
Sara Mitchell